Privacy Policy

Last updated April 1, 2026

Mouni Finance, a brand operated by Mouni Wellness Group, LLC, respects your privacy. This policy explains how we collect, use, and protect your information.

1. Information We Collect

Personal Information

• Name, email, phone number
• Account login credentials (secured and encrypted)
  
  

Financial Data (User-Controlled)

• Account balances
• Transactions
• Debt information (e.g., APR, minimum payments)

This data is:

• Pulled from third-party services (like Plaid) only with your permission
• Stored only to support your use of the dashboard
• Fully deletable by you
  
  

Payment Information

Payments are processed securely via Stripe.
We do not store your payment details.

Usage Data

• IP address
• Device/browser type
• App usage behavior
  
  

2. How We Use Your Information

We use your information to:

• Provide and improve the dashboard and coaching services
• Sync and display financial data
• Send app-related communications (e.g., login codes, updates)
• Send newsletters and coaching content (you may unsubscribe anytime)
• Provide customer support
  
  

3. Plaid Integration

We use Plaid to connect your financial accounts.

By using this feature:

• You authorize Plaid to share selected financial data with us
• We only access the data you choose to share
• We do not control or guarantee the accuracy of this data

You may disconnect Plaid at any time.

4. Data Sharing

We do not sell your personal data.

We may share information with trusted providers only as needed, including:

• Stripe (payments)
• Plaid (financial data connections)
• Email providers (Resend, EmailOctopus)

We may also disclose information if required by law.

5. Data Security

We take reasonable steps to protect your data, including:

• Password hashing (bcrypt)
• Secure data storage practices

However, no system is completely secure.

6. Your Rights (California Users)

If you are a California resident, you have the right to:

• Request access to your data
• Request deletion of your data
• Opt out of marketing communications

To make a request, contact: info@mounifinance.com

7. Data Retention

We retain your data only as long as necessary to provide the Services.

You may request deletion at any time.

8. Email Communications

You may receive:

• App-related emails (e.g., login verification, updates)
• Coaching and newsletter content

You can unsubscribe from marketing emails at any time.

9. Updates to This Policy

We may update this policy periodically. Continued use of the Services indicates acceptance.

10. Contact

Email: info@mounifinance.com

Interested in our services? We’re here to help!