Hey again, Summer’s almost here—and while that means sunshine, road trips, and cold drinks... ☀️🍉🍦 |
It also usually means spending more than you planned. Before things heat up, now’s the perfect time to get ahead of your money habits so you can enjoy summer without the stress. Here are 3 easy, no-shame habits to start now: |
1️⃣ Create Summer “Buckets” with Ally Bank Instead of cramming all your money into one catch-all savings account, try setting up dedicated spending categories—or “buckets”—in your bank. 💡 I personally use Ally Bank, which lets you create labeled sub-accounts (“buckets”) within a single high-yield savings account (currently offering 3.6% interest as of this email). It’s a simple way to see where your money’s going—and make sure you’re saving for the things that matter most. Here are a few seasonal buckets to consider: |
✈️ Travel & Trips
🍔 Summer Fun (concerts, BBQs, ice cream runs)
🎁 Weddings & Gifts
📚 Back-to-School Prep
Start now and set up small auto-transfers to each. Even $10/week makes a difference.
Bonus: If you're new to Ally, you can grab a $100 bonus here when you sign up using this link. Just a little extra to put toward that big summer adventure.
2️⃣ Cut Clutter, Free Up Cash Want more flexibility without cutting into what you love? Try this:
Ideas to trim: |
Subscriptions you forgot about (or haven’t used in 3+ weeks)
Reducing your cell phone bill by using Mint Mobile instead of AT&T or Verizon. Use my link to get $15 off your plan!
Grocery delivery upgrades you could skip
That app you meant to cancel after the free trial 😬
Pro tip: I use Privacy.com to generate burner cards so I never get hit with surprise charges. (Bonus: You get $5 when you try it through my link.)
The goal? Free up $50–$100/month and re-route it to your summer buckets—so when you do spend, it’s guilt-free.
Below are Mint Mobile's current plan prices, and here's a great YouTube video by Hank Green explaining why Mint Mobile is simply the best option for the majority of people.
3️⃣ Use the 48-Hour Rule for Non-Essentials Impulse buys peak in summer. A concert ticket here, a spontaneous online “deal” there... Set this rule for yourself: Any non-essential purchase over $100 gets a 48-hour waiting period. During the pause, ask: |
“Will this add to my actual summer joy, or just be forgotten next week?”
“Is there a better deal elsewhere—or can I live without it?”
🎯 You’ll spend more intentionally and say “yes” to what truly matters, living a life more aligned with our values.
💬 Want help making your summer money game plan? If you’re unsure how to set up your buckets, trim your expenses, or stick to smarter habits, I’ve got your back.
Need a deeper dive? You can always book a 1-on-1 coaching session for personalized guidance. And hey—if someone you know could use a boost of financial clarity before summer hits, forward this email their way. Sharing is saving. 💛 Let’s keep things simple, intentional, and fun.
☀️ To a carefree summer and confident money moves, |
P.S. Some links may be affiliate links, meaning I earn a small commission. No extra cost to you, and I only share what I trust! |
