Hi there,

Another wave of market volatility is hitting the headlines—this time fueled by tariffs and shifting global trade. Whether you're investing for the long haul or just dipping your toes in, it’s normal to wonder: Where should my money be going right now?


📊 Where Should You Be Investing During Volatility?

✅ If you’re younger (20s–30s):
You’ve got time on your side. This means you can typically afford to invest in higher-risk, higher-reward assets—think a stock-heavy portfolio and growth funds. In an economy like this, everyone regardless of age will benefit from going heavier on the stocks.

✅ If you’re mid-career (40s–50s):
Now’s the time to start dialing in balance. A mix of equities and stable assets like bonds, REITs, or dividend-paying stocks can help soften the blow when the market wobbles.

✅ If you’re near or in retirement (60s+):
Your priority is preservation over performance. Keep the bulk of your portfolio in low-volatility investments—think treasuries, CDs, and index funds with a low equity ratio.

The key? Don't panic and pull out. Volatility is part of the game—staying consistent with your strategy is what separates emotional investing from smart wealth-building. 

Don't try to time the bottom of this, just continue investing weekly as much as you can and even increase your investments if you're able to.

Big shifts in global trade

In a major economic move, U.S. President Donald Trump has introduced sweeping tariffs—starting at 10% on all imports and climbing as high as 50% for specific countries. While the intention is to boost American manufacturing and reduce trade deficits, many economists warn these tariffs could lead to higher consumer prices, disrupted supply chains, and increased risk of recession.

The current 17/100 market fear index from Webull reflects growing investor anxiety...meaning it's a great time to buy some extra shares!

➡️ For a full breakdown of the tariff plan, its global impact, and expert reactions, check out the article below by Jennifer Clarke via the BBC (published April 8, 2025).

Read more here: https://www.bbc.com/news/articles/cn93e12rypgo

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📬 Want personalized guidance? I'm here.

Have a financial question you’re stuck on? Just hit reply. I read every message, and I’m always happy to help. And if you’re ready for more direct support, you can always book a 1-on-1 coaching session with me.

Know someone who could use a dose of financial tips? Forward this email to them and get them started!

Let’s keep building your confidence—no panic, no pressure, just progress.

To calmer finances and smarter moves,

P.S. Some links may be affiliate links, meaning I earn a small commission. No extra cost to you, and I only share what I trust!